Appraisal services for Davie and Broward County homeownersHere are the top reasons Florida homeowners call on Q Valuations, Inc.
We at Q Valuations, Inc. understand the special needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a person not in the real estate industry that ordinarily doesn't see an appraisal on a regular basis, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Q Valuations, Inc. will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenge a property tax assessmentIf you live in an area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from John Quinones is your chief weapon.
Appraisals to cancel PMIAn attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. John Quinones is experienced in helping people just like you delete unneeded and unwanted PMI insurance.Recently got a freeze to your HELOC?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. QVI can provide you with an efficient appraisal that will help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Q Valuations, Inc. offers field reviews where we'll go out and check the subject and comparable properties in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. Even though most review work is commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.
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